Disclaimer

"CONFIDENTIAL"

Any information contained in this material shall not be deemed to constitute an advice, an offer to sell/purchase or as an invitation or solicitation to do for security of any entity and further ZEN Wealth Management Services Ltd (including its associates) and its employees/directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising from the use of this information. Recipients of this information should exercise due care and caution and read the disclosure document (and if necessary, obtaining the advice of finance/other professionals prior to taking any decision on the basis of this information.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. The document is solely for the purpose of information and understanding of the intended recipients only.

ZEN Wealth Management Services Ltd has not independently verified all the information and opinions given in this material. Accordingly, no representative or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information and opinions contained in this material.